[openstreetmap/openstreetmap-website] Restrict name-changes (Issue #4065)

[Schorsch]

### Problem

There are users who will switch through name-changes just because its possible. Its good that this feature is there, but there is no need to allow name-changing all the time, it just invites trolls. People are trying to use that feature to avoid getting detected early on with various reasons, we had a case like that in austria. 


### Description

The communities that where i experienced the possibility to name-changes it was/is usally restricted to once a year or something like that. So, thats my suggestion

**Restrict name-changing to once a year**

So, yes, people might just create a new account, but its a bigger hurdle than simply change the name quickly.

### Screenshots

_No response_

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