[Tagging] Rehabilitate payment:cards=yes?

[Mateusz Konieczny]

In which regions/countries one may encounter situation of being able to pay with
debit card and unable to pay with credit card? Or reverse?

https://wiki.openstreetmap.org/wiki/Key:payment claims that one should use
payment:debit_cards=yes + payment:credit_cards=yes instead of
payment:cards=yes

Is there a valid reason for that?

At least in Poland I am unaware about any cases (in regular shops) where
only debit cards or only credit cards would be accepted and the other
card variant would not be.

I propose to start treating payment:cards=yes as acceptable (maybe only
in regions where there is no real difference between them as far as 
acceptance in shops is concerned).
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