[Tagging] Feature Proposal - RFC - landuse=governmental

Warin 61sundowner at gmail.com
Sat Nov 24 10:08:49 UTC 2018


Most people are non-experts in most things. The map should be made for 
most people, so that most people can use it.

And most people would expect something mapped as a bank to be available 
for their use.
Much like a cafe or a pub. They would not expect it to be only for 
certain groups of institutions.

The intent with amenity=bank is a financial institution offering 
services to the public.
Read https://wiki.openstreetmap.org/wiki/Tag:amenity%3Dbank

That OSMwiki page suggest using office=financial for other 'banks' that 
do not accept the public.
https://wiki.openstreetmap.org/wiki/Tag:office%3Dfinancial
Perhaps this OSMwiki office=financial definition could be expanded to 
accept 'central banks'.



On 24/11/18 18:24, Allan Mustard wrote:
> Sounds to me like the OSM wiki article in question was written by a 
> non-expert in banking and finance and should be corrected/expanded.
> Cheers, apm-wa
>
> Sent from my iPhone
>
> On Nov 24, 2018, at 12:08 PM, Eugene Alvin Villar <seav80 at gmail.com 
> <mailto:seav80 at gmail.com>> wrote:
>
>> On Sat, Nov 24, 2018 at 12:45 AM Allan Mustard <allan at mustard.net 
>> <mailto:allan at mustard.net>> wrote:
>>
>>     Well, a central bank is a bank, after all, whether it is owned by
>>     the government or is a "private" parastatal organization.  I
>>     would tag it as amenity=bank since it is a bank. Not all banks
>>     offer consumer services, so the fact that an individual cannot
>>     open an account in a central bank doesn't disqualify it. 
>>     Individuals cannot open accounts in the Bank for International
>>     Settlements, either, but it is a bank.  A central bank is a
>>     specialized bank that serves the government (controls the
>>     monetary system) and the commercial banking sector.  That's why
>>     it is called a "central" bank.
>>
>>     > It also wouldn't be tagged as a bank, because it doesn't have
>>     accounts & you can't go in & deposit / withdraw cash, or take out
>>     a loan.
>>
>>     Maybe you and I cannot, but the commercial banks in that country
>>     can.  It's a bank.
>>
>>
>> While central banks are certainly banks in and of themselves, I think 
>> tagging central banks as plain amenity=bank *without other qualifying 
>> tags* is a tricky one, and might constitute as expanding the 
>> definition of what amenity=bank is on the OSM wiki. The OSM wiki 
>> states that an amenity=bank feature is a  "financial establishment 
>> where customers can, among other services, deposit and withdraw 
>> money, take loans, make investments and transfer funds". I would 
>> think that the word "customer" in OSM is intended to refer to people 
>> and regular businesses, and this is why such establishments are under 
>> the amenity=* key. Unlike regular banks, central banks usually only 
>> have other banks and their government as their sole customers and in 
>> many countries, central banks act as a regulatory agency for banks 
>> and other financial institutions, set country-wide fiscal policies 
>> like interest rates, and print/mint their countries' currencies. It 
>> therefore makes sense to tag central banks somewhat differently from 
>> other banks.
>>
>> I would also like to note that in my country, we do have a central 
>> bank, but we also have two 100%-government owned commercial banks, 
>> established by law, that I would not hesitate to tag as amenity=bank 
>> because they offer financial services to the public at large.
>>
>> As for the current proposal, in my country, we currently tag central 
>> bank land as landuse=commercial. It might make sense to switch this 
>> to landuse=governmental (or some other keyword as may be decided by 
>> OSM) if this proposal pushes through.
>>
>> ~Eugene
>>
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