[Tagging] Feature Proposal - RFC - landuse=governmental
Allan Mustard
allan at mustard.net
Sat Nov 24 15:20:53 UTC 2018
I don't think OSM should be in the business of writing its own
dictionary and defining terms independently of the rest of society.
That's a slippery slope.
If a bank is a bank, it's a bank. If it is part of the banking system
and is regulated as a bank, it's a bank. If we want to differentiate
retail banks offering services to consumers from other types of banks
with an additional tag, that's great--but that doesn't mean banks that
offer different types of services are not banks because the OSM wiki
says so. If it isn't a bank (a savings and loan, or credit union, or
Aunt Matilda loaning money to her neighbors), it isn't a bank.
apm-wa
On 11/24/2018 7:51 PM, Mateusz Konieczny wrote:
> Nobody is going to dispute that Central Bank can be considered as a
> bank (see name).
>
> But amenity=bank if for places that perform bank-like services for
> public - it excludes some
> banks and includes some companies that technically are not banks.
>
> 24. Nov 2018 15:31 by allan at mustard.net <mailto:allan at mustard.net>:
>
> Here, I just looked up "bank" on 411.com (online directory
> assistance) for Kansas City, Missouri:
>
> https://www.411.com/business/MO/Kansas-city/bank
>
> and guess what, Federal Reserve Bank of Kansas City, the Kansas
> City branch of America's central bank, is listed...
>
> https://www.411.com/business/MO/Kansas%20City/federal-reserve-bank-of-kc/b-13fzpij
>
> Try it for Washington, D.C.,
>
> https://www.411.com/business?key=Bank&utf8=%E2%9C%93&where=Washington%2C+DC
>
> and see how many non-retail banks you get under the directory
> assistance rubric of "bank" :-)
>
> apm-wa
>
> On 11/24/2018 3:08 PM, Warin wrote:
>
> Most people are non-experts in most things. The map should be
> made for most people, so that most people can use it.
>
> And most people would expect something mapped as a bank to be
> available for their use.
> Much like a cafe or a pub. They would not expect it to be only
> for certain groups of institutions.
>
> The intent with amenity=bank is a financial institution
> offering services to the public.
> Read https://wiki.openstreetmap.org/wiki/Tag:amenity%3Dbank
>
> That OSMwiki page suggest using office=financial for other
> 'banks' that do not accept the public.
> https://wiki.openstreetmap.org/wiki/Tag:office%3Dfinancial
> Perhaps this OSMwiki office=financial definition could be
> expanded to accept 'central banks'.
>
>
>
> On 24/11/18 18:24, Allan Mustard wrote:
>
> Sounds to me like the OSM wiki article in question was
> written by a non-expert in banking and finance and should
> be corrected/expanded.
> Cheers, apm-wa
>
> Sent from my iPhone
>
> On Nov 24, 2018, at 12:08 PM, Eugene Alvin Villar
> <seav80 at gmail.com <mailto:seav80 at gmail.com>> wrote:
>
> On Sat, Nov 24, 2018 at 12:45 AM Allan Mustard
> <allan at mustard.net <mailto:allan at mustard.net>> wrote:
>
> Well, a central bank is a bank, after all, whether
> it is owned by the government or is a "private"
> parastatal organization.Р’ I would tag it as
> amenity=bank since it is a bank.Р’ Not all banks
> offer consumer services, so the fact that an
> individual cannot open an account in a central
> bank doesn't disqualify it.Р’ Individuals cannot
> open accounts in the Bank for International
> Settlements, either, but it is a bank.Р’ A
> central bank is a specialized bank that serves the
> government (controls the monetary system) and the
> commercial banking sector.Р’ That's why it is
> called a "central" bank.
>
> >Р’ It also wouldn't be tagged as a bank, because
> it doesn't have accounts & you can't go in &
> deposit / withdraw cash, or take out a loan.
>
> Maybe you and I cannot, but the commercial banks
> in that country can.Р’ It's a bank.
>
>
> While central banks are certainly banks in and of
> themselves, I think tagging central banks as plain
> amenity=bank *without other qualifying tags* is a
> tricky one, and might constitute as expanding the
> definition of what amenity=bank is on the OSM wiki.
> The OSM wiki states that an amenity=bank feature is
> aР’ "financial establishment where customers can,
> among other services, deposit and withdraw money, take
> loans, make investments and transfer funds". I would
> think that the word "customer" in OSM is intended to
> refer to people and regular businesses, and this is
> why such establishments are under the amenity=* key.
> Unlike regular banks, central banks usually only have
> other banks and their government as their sole
> customers and in many countries, central banks act as
> a regulatory agency for banks and other financial
> institutions, set country-wide fiscal policies like
> interest rates, and print/mint their countries'
> currencies. It therefore makes sense to tag central
> banks somewhat differently from other banks.
>
> I would also like to note that in my country, we do
> have a central bank, but we also have two
> 100%-government owned commercial banks, established by
> law, that I would not hesitate to tag as amenity=bank
> because they offer financial services to the public at
> large.
>
> As for the current proposal, in my country, we
> currently tag central bank land as landuse=commercial.
> It might make sense to switch this to
> landuse=governmental (or some other keyword as may be
> decided by OSM) if this proposal pushes through.
>
> ~Eugene
>
> Р’
>
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